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PowerPay is owned and created by Utah State University.

PowerPay will give you the tools to develop a personalized, self-directed debt elimination plan. Discover how quickly you can become debt free, and how much you can save in interest costs by following your debt reduction plan. Utah State University Extension is pleased to provide this debt management tool without any cost to consumers worldwide.

Clicking the link below will direct you to the University Extension's website. Butterfly Financial Education is not affiliated with the PowerPay website, but we have tested the PowerPay tool and recommend it to individuals that can manage to pay their living expenses and the self-directed debt elimination plan payment without using additional credit or incurring negative amortization. The PowerPay tool will give you the details and amount needed to make a plan work. Keep in mind that you will need to create a realistic budget that allows room for the plan payment.